How I eliminated $170,000 of student loan debt

“Pay off your debt first. Freedom from debt is worth more than any amount you can earn” — Mark Cuban

July 18th, 2020, 8am pacific standard time. I no longer work at an office, my commute has been reduced from a 1 hour CalTrain ride to a 30 second walk from my bedroom to my home office. I log into my Earnest student loan portal, something that I do every morning, to check the payoff balance of my student loans, originally $170,000. Every login, every day, I cringe a bit, reminded of the poor decisions I made while in school. Reminded of how easy it…